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Experian is a global information services company that aggregates consumer and business credit data and delivers analytics, decisioning tools, and identity-protection solutions. Its scale of data assets and advanced analytics enable lenders, marketers and businesses to manage credit risk, detect and prevent fraud, and personalize customer experiences in real time. Experian is noteworthy for combining extensive credit bureau coverage with machine‑learning-driven products and fintech-focused services that support financial inclusion and regulatory compliance.